Did you know that 529 Plan Savings can now be used for much more than college? You can benefit from tax-free investment growth in a 529 plan for K-12 tuition, apprenticeships, student loan repayments, and (as of January 1, 2024) you can also use the funds for Roth IRA rollovers to fund tax-free retirement savings. [...]

Let’s look at three charts that do a pretty good job of showing us, if not explaining, the current state of the economy and markets. On the one hand, consumer sentiment is lower than we saw during the 2008/9 recession. The mood, is bad. This reflects what we are feeling and the market is more [...]

After years of working and saving, possibly supporting a family all the while, you finally have time to think about yourself and how you’d most like to spend your golden years. Perhaps you always wanted a rustic villa with Old-World charm or dreamed of long evening strolls on a shimmering beach. Retirement can be an [...]

Know Your Employee Stock Options: NSOs, ISOs, RSUs and ESPPs Employee stock options are a great way for businesses to attract and retain star employees, encourage company loyalty and build confidence in the business. There are three primary types of stock options that companies may grant to entice, reward and retain quality employees, including Non-Qualified [...]

Investing in an Individual Retirement Account – or IRA – can build confidence and security for the future. IRAs are a tax-deferred account that allows you to add to your retirement savings while deferring taxes on any earnings until a later date. With an IRA, it’s easier to grow and compound retirement funds quicker than […]